I kinda agree with you... When I started learning about Bitcoin I was also like: "Fuck this is going to take over the hole universe, here you have all my worthless FIAT money..."

But the more you understand the world around bitcoin, the more you should become disillusioned about bitcoin as a competitor to the traditional finance system. It is maybe better for a online payment system... But there is no REAL problem with the traditional Kredit-Card / PayPal /Skrill / SEPA system...

Sure Bitcoin is currently cheaper from a retailer point of view but someone has to pay the system in order to maintain it. I mean if you leave out the Blockreward subvention a TX would cost about 50$...

The main things that Bitcoin offers over the traditional fiat monetary instruments are: a fixed economic base3, uninterdictable transactions and unfreezable funds, and an immutable history of all transactions that have ever taken place, secured by proof of work on the technical side and mutually-assured-destruction on the game theory side.

Bitcoinating very specifically has nothing to do with: making people rich by virtue of holding bitcoin keys, "banking the unbanked", processing as many transactions as Visa, or any of the other entirely orthogonal concerns USG muppets routinely trot out in vain attempts to undermine the thing in the way they've become accustomed to coopting other "open source" projects like GPG and OpenSSL.