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- Mr Smith! Good afternoon! I'm so glad you could come visit me. Please sit down and tell me: how did it go?
- Well, it went fine. I went to the town hall, I signed a few papers, they took a DNA sample, my fingerprints and a photograph. Did not take long, and when it was finished I was kind of happy. That's great, I'm now assured that I will receive 100 bucks every month, no matter what happens. This new basic income law is really wonderful. I can't wait to receive my first payment: it will help for our project of holidays with the kids in a few weeks.
- Mr Smith, what if I told you that you do not have to wait? That you can go on holidays with your kids right now, and with an even better budget that what you were planning?
- What do you mean?
- How old are you Mr Smith?
- 54, why?
- Let me check my computer... Ok, what if I told you that you can leave this room with precisely 23,134 new bucks on your account?
- Twenty thousand bucks? You're kidding?
- Not at all. That's several years of basic income. And you won't even have to pay us anything, since we'll just transfer automatically the amount every month. You'll have nothing to worry about, just enjoy your holidays with your kids. You'll be able to do this several years without spending a penny.
- Yes, but when it run out, I won't receive anything more.
- Well, you do have a job, and it gives you your real income, right? I'll help you with that: we'll make some investments and soon enough you'll receive pretty much as much money as if you were still entitled to basic income. Plus, when your 23,134 bucks do run out, statistically, you'll be dead. You know Mr Smith, we live in a great time, but humans are still mortals. I am too and actually statistically I should die before you do. So you see I don't tell you this to scare you or anything

- Well, I guess this makes sense. And twenty thousand bucks is a nice amount of money.
- Isn't it? So let's do that, shall we? Here is the document. Please sign here.
- Ok. Done. When is it that we'll talk about those investments to replace my basic income?
- We'll have plenty of time to do that. Right now my schedule is quite busy. You see, we now have a lot of cash entries coming from the state. Next month for instance, we'll receive your first payment and we'll use it with others to buy other basic income from other people. Mathematically, it's complicated, but it works. Just do not worry and enjoy your holidays with your kids. It will be the first of a long series, and the State pays it all!
- That's great indeed. Thanks so much. I'm so glad I have such a good banking adviser.
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