You said they take :
- the amount i requested from my balance Wtf is that ? you mean fees ? if so than it better than bit-X .
- the fee for conversion from usd to my local currency - everyone knows that, it has nothing to do with skrill
- the ATM usage fee (bank takes that) everyone knows that, it has nothing to do with skrill
Loook Bit-X has crazy rules and fees. Simply they are motherfuckers!
Let me break it down for you;
When i want to make ATM withdrawal from :
- bitx : 0,01 btc fee + 3% bank commission (on 1000 USD, fees are ~ 3,6 %)
- Skrill; first i loose about 5-10% exchanging btc to skrill here on forum, then additional ~4% in currency conversion and ATM fee's (on 1000 USD, that's ~ 9-14 %)
My advice to you is to use POS payments and purchase goods directly in store, and in larger sums, due to 0,002 btc fee per transaction.
cheers