One does not exclude the other.
It's technology, yes (not a 'technology stock'). It's a commodity, too. And many people consider it a currency as well.
What the governments say about this is irrelevant. If everybody would use and accept Bitcoin as money, who are the governments (or anyone) to decide it's something else?
Yes you are right. People consider it as a currency. But then now Bitcoin faces daily hacking and theft risks, lacks access to a banking system with deposit insurance, and it is not used to denominate consumer credit or loan contracts. So I guess Bitcoin appears to behave more like a speculative investment than a currency. Am I right?