It is far to unsafe to store any real wealth in for the average person.
I'm an average person. I've been using Bitcoin for over 4 years now. I've never lost a single coin.
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So... I'll rephrase your post as follows: It is far
too unsafe to store any real wealth in for the irresponsible, ignorant, unmotivated person. As it should be.
First of all, you are unlikely to be an average person. All of us in here are likely to be interested in bitcoin and perhaps even technology more than the average person.
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I think some people need to consider that just because they are average among their peers - they might be far from average compared to the rest of the world.
Bitcoin is far far far from ready for mass adoption because of security issues.