The thing is, Patrick is no longer accepting deposits, and is still paying off his debts.
Why would a scammer ever do that? Wouldn't he just cut and run at this point?
I heard Pirate paid a couple of small accounts back. Not only that, in Las Vegas witnesses said that he passed a cat without kicking it.
I don't think Patrick's a scammer, but I can still recognize a bad argument when I see one.