The difference was: That kid went to a bank, not some online forum for computer geeks! What is the most ANYONE has been lent on here anyway? I mean, I can see lending someone maybe twenty bucks on a forum, if they were a friend or something. But $30,000+? C'mon, that's ridiculous, ain't it?
3000+ BTC are frequently raised for legitimate business concerns in this forum. Many savvy businesspeople lurk / take part.
OK then, point me to a thread (or two) in which 3,000+ BTC were lent and paid back. From whom and to whom? For how long? On what terms (interest per annum)? Were there signed contracts?