Hi,

This is my first post and I consider myself as a big beginner even if I read a ton of topics about Bitcoin and hold a few BTC, ETH.

As we all know a BTC "crash" happened last night. I consider it was a small one but this morning we can see a lot of people speaking about the reasons (Seems to be something about Bitcoin XT, hard fork, ...).

I repeat, as a beginner I don't understand everything about technicals explanations and I think it could be a good idea if someone try to vulgarize this big debate for us ! I want to know the issues and particulary for the few BTC that I hold. What is the risk if I don't do anything and hold my BTC ? What's the difference with BTC XT ?

Thank you,