This looks pretty good, in what countries are you able to do credit checks for?
EDIT: It would also be cool if you could borrow the equivalent amount for some currency (say USD) and pay back the equivalent amount in BTC to avoid exchange rate risk.
Today we do a "soft" credit check , so it won't show on your record, its not automated and its basically a documental process. The "hard" credit check is underway (with Experian) i will update this thread with the progress.
Yes, the money equivalency is coming too, its more of a legal than a technical problem now, we have a law firm handling this, news soon..