I personally use a half-half, i invested too and save money too. i invested in bitcoin, although invest in bitcoin is risk, but hey i'm bitcoin fans 
and want to invest in commodities too.
a half i save for daily needs.
and want to invest in commodities too. a half i save for daily needs.
I Use btcinvestment,
Like you i wanted to have some real stocks in my btc`s not some crappy scam coins.
Where do bring your btc`s for commodities?
Anyways those guys delivered me some great results this year.
They are honest and have a great skype support!
Never missed a payment and always on time. why better then the bank.