I have to agree with the above. The biggest advantage of Xapo and Bit-X is the fact that the cards are linked directly to your wallet so no need to cash your bitcoin in order to load fiat onto the card.

I've mentioned it several times on the forum already but seems most do not understand this advantage. With other cards you need to sell your bitcoins for fiat, transfer the fiat to your bank account and then fund the card. Or send your bitcoins to a card operator who then does the same in order to get fiat onto your card. This can sometimes be a long process and also involves costs.

With both Bit-x and Xapo you just swipe your card and everything happens in the background.

Where Bit-x has an advantage over Xapo is the fact that you can use btc and ltc. On bit-x you also have fiat accounts i.e. USD, EUR etc..and this can also be linked to the card. you thus have multiple options whereas with Xapo there is only your main wallet.