Hello

I'm new with Bitcoin and there is something I don't understand...

I used Multibit Classic version for one month. I understand that they created some files in a folder, and that it is our "wallet"?

But now I switched to Multibit HD. And there are no such file? I don't understand what happen if I lose my computer, and where are my bitcoins exactly?

It seems like I only need the "secret list of words" in order to get my bitcoin back, if I lose my computer for example. But it seems weird to me.

If I lose my computer. I can take another computer. install Multibit HD. Enter the list of words. And I'll have my Bitcoins back?? really?

Thanks for your explanations...