Thank you for the information. I understand this a little better. How does an account get escrowed? And if the the borrower does not pay, how does the seller get the account sold to get his money back or something along those lines?
The person gives their account details to the escrow to hold on to as collateral until the deal has been completed. IF the person defaults then you get the account.
What is stopping someone from giving their account information then changing it to secure it?