Why would anyone keep bitcoins in a bank? The whole concept of bitcoin revolves around using peer-to-peer technology to operate with no central authority or banks. It eliminates the nasty charges and unnecessary money sucking procedures that banks carry out in the name of providing you a storage for your money. You're giving banks power and underestimating bitcoins if you're keeping them with banks. Disgrace!
One word - Interest.
Right now, there are no avenues for me to safely invest my bitcoins. If a bank started accepting bitcoin deposits and pays interest on them, I would be ready to give them a chance.
well then you should check out platforms which lend btc, there are many websites for that which can even provide you quick interest over your bitcoins. Some examples of such website would be btclend, btcpop, etc. Check them out, maybe you can check out and browse some deals, it is a profitable opportunity for businessmen and private investors. An example of a btc lending post:
https://bitlendingclub.com/loan/browse/lid/17584/30-btc-for-30-days-3-64You can't compare bank deposits with lending platforms such as btclend.
My expertise is not in determining creditworthiness of borrowers - that is why I outsource it to a bank.
Plus with my bank I know that my deposits (to some extent) are covered by insurance.