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Board Service Announcements
Re: [ANN] BIT-X.com | Bitcoin Debit Card | No Monthly Fees!
by
marcotheminer
on 30/08/2015, 16:29:54 UTC
In another thread there is mentioned that the maximum amount that can be spent in one transaction must be under 90% of balance, here is mentioned 70% which one is true?
Why not spending 100% of the balance including the fees.

It's 90%, I will have the Bit-X team update the thread as soon as possible.

Here is an explanation from Bit-X:

The '90% of a user's balance' limit per transaction acts as a safeguard (for BIT-X) against unknown future exchange rates (with the high volatility Bitcoin is known to have), especially so for large transactions. ATM/POS terminals require a near-instant (tenths of a second) response, otherwise a time out will occur and the transaction will be denied. This would be the case if more than 90% of a user's balance was available for a single card transaction (at the moment of authorization we do not know the exact amount that will be needed for the conversion so this 10% gives some room for changes in the exchange rate and fees).

If you have a 10 BTC balance in your BIT-X account, all 10 BTC is available through card spending however as is clear in the card rules (https://bit-x.com/guide/bitx-cards), each transaction cannot be larger than 90% of your total balance. In transaction #1 you can use 9 BTC through the card, transaction #2: 90% of 1 BTC through the card and so on.

At all times, your entire balance is available to you for any other uses, be it for a trade or or withdrawal!

All card rules, limits and fees can be found by reading through: https://bit-x.com/guide/bitx-cards

Regards,
BIT-X.com