14 percent of the bitcoins you loan out don't come back to you. At least that's according to your 2nd post in this thread. You keep a running tally of loans, defaulted loans, and money returned.
I cannot figure out PGP email. Would you use bitmessage instead for communication? What is your bitmessage address?
Bitmessage is a free encrypted communication method. It protects privacy better than PGP and is easier to use. I have tried for many days to figure out how to use PGP email but cannot figure it out. You, sir, are very smart. Fun fact: those people who used "Silk Road" for illegal transactions, 1/3 did not encrypt emails either and many went to jail, because they cannot figure it out. It is too hard to use.
the disadvanage of bitmessage is that messages get deleted by the system if you do not check your messages every 2 days or so. for your privacy, the messages not only are encrypted but also self destruct after a couple of days, even if you haven't read it yet.
I can use Bitmessage or OTR. I am more keen towards OTR. I can't access computer for 1-3 days from now! I will post after that.
btw, I just calculated your default ratio. It is 14% !!!
No wonder credit card companies charge 17-25% interest. Deadbeats.
Maybe they should mail you collateral, like watches & stuff. LOL.
Default ratio? I did not understand what you meant by that.
Thank you!