I am sure in the future when any form of crypto/virtual currency will take the lead there will be digital banks (even though it is totally not needed).
Virtual banking will be our reality just because banksters and corporation will make it look trendy and needed so people would follow.
Sure, i`m very happy with that, that will be the most civilized, and probably the most likely outcome.
The other one would be to totally ban bitcoin, and setup a spygrid tracking everyone who uses bitcoin and putting them into cages.
I`m sure the first one is the future we all want. We want a civilized humanitarian society.