OP just doesn't want to admit he is a lemming. People who invest into XPY / ETH are just following crypto celebrity scammers. 
Yeah I thought of that. When I noticed that Paycoin was a scam, I decided to exchange them to Bitcoins. It was only good when it was worth $20.
I don't understand what you mean by this?
What I mean is that when Paycoins were cheap (before it was worth $20) I just bought a bunch of them and when it hit the $20 mark I had good ROI. Now that the price is getting lower and lower I have lost a huge amount of money. Nevertheless, I exchanged them quickly into BTC before I could lose any more profit.
