do we really want Bitcoin to compete with Visa or is there another, possibly more valuable, use case for Bitcoin? What about digital gold? That sounds like an area where Bitcoin could thoroughly outcompete other players in its current state, with little to no change necessary. Why are we targeting to replace payment processors when we could somehow attract the incomparable value that resides in precious metal markets, offshore saving accounts and general safe havens? That sounds like a much more interesting moonshot if you ask me.
Gold has utility value. Even so, it has become a financial backwater. A "barbarous relic". At least gold can be used for jewelry, dental fillings, electrical connections, etc. It's been a poor store of value this century.
Bitcoin doesn't even have those advantages. Without the blockchain, Bitcoin is just another crypto and those are in infinite supply. How can a cryptographic token be a store of value without any utility value? No micropayments? No remittances? no irreversable consumer payments?
The thing about Swiss bank accounts was that they were bank accounts, only secret. There are several cryptocoins that are better at anonymity: Monero, Dash, etc.
The thing about gold is that it is not in alpha or beta, but has a five thousand year history. After Gox, Silk Road and all the other thefts and scams, you really think Bitcoin can be seen as a safe haven? With no utility value?? Are you fucking insane?