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Board Meta
Re: Consensus of Community Opinion of Reputation Loans
by
Athertle
on 04/09/2015, 00:17:51 UTC
What evidence would you need to see if he was trying to build trust verses some personal use?

You did a pretty nice list of criteria of reputation loans in your previous post:

Sometimes a borrower will outright say that s/he is trying to build his reputation. Sometimes it will be clear that he did not actually need such a loan (he has much more money then was received and never touched such money while the loan was outstanding). Sometimes a borrower will quickly repay such a loan after receiving it. Sometimes the borrower will place the borrower in a situation that would make it impossible to not repay such a loan.

The biggest callout, however, (excluding explicit statements from the borrower that it was a reputation loan) would be if the loan money was untouched in the wallet.