I wish I had known there was a market for it, so I could open the Bunny-Foo-Foo No-Hurt-Feelings Bank just for dank.
I'll loan any amount with a 3% daily interest rate, but all you have to do is tell me some sob story about a sticky situation after the repayment date has passed, and you'll no longer have to pay interest. That way, you don't have to get all angry and defensive about me enforcing the terms of the loan that you requested, instead we can have ourselves a wonderful tea party with all our favorite stuffed animals and imaginary friends!