Legit concerns
You sound like a smart guy, but I really don't understand why you'd even consider taking investment advice from a known shill like toknormal (not to mention fellow windbags Ghostplayer and Minotaur26)
These guys have recommended buying at the following prices:
0.02
0.018
0.015
0.012
0.01
Seeing a pattern here? Keep taking advice from shills, see how that works out for you. While you're at it, keep listening to Otoh, who says he believes in the coin but dumps the crap out it from 0.01 to 0.009.. LOL. Otoh is not your friend.
If the coin drop, you can make a masternode cheaper
If your judgment would fall further, recommend selling now.
Later it fall 30-50% from now, buy it...
Upgrade problem in V12 make value drop, I think.
Major of dash coin would sell now, and then they will buy again it about 0.005btc level.