Similar calculations for me.. To get ROI i need around 3 years more! (contract from November 2014)
Kotwica666,
Thanks for sharing! I'm sad to hear yet another case of someone getting taken advantage of. Might I ask when your payments started to shrink? For me, it was June-July. And I know it's not due to bad luck!
Hershey
I don't remember exactly but i think it was even a bit earlier.. i did similar calculations two - three times in this thread when payments goes down..