Can you imagine a design of cryptocurrency that would be to your liking, or is the concept as a whole damned to failure in your mind?
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A stable value would seem to attract hoarders and investors, but hopefully the two goals can be achieved with built-in demurrage (negative interest). Namely, each UTXO loses value at (say) 2% per year, so you can spend only 0.98 BTC of that 1 BTC that you earned 1 year ago. Those 0.02 BTC would implicitly go to the "Bitcoin Treasury" and would be redistributed as block rewards (so the block reward could remain constant forever while the total amount of coins in circulation would still be bounded.)
Hopefully that negative interest would be enough to dissuade hoarders and speculators.
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ok, so you want to reward only the miner but tax the coin holder ? then who will buy and hold this coin ? if no one buy the coin who want mine this coin.... ? i dont get it ?