thank you for your patience , i dont really have too much to give as collateral :p i have a steam account with cs go on it can someone take it as collateral for a small loan first? 
Steam accounts/game accounts are not real collateral, as it's simple to pretend that it was hacked.
I strongly encourage for you to read this post by Vod to understand what collateral should be.
https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902