Except that if I want to save a considerable amount of money, but in bitcoins.
Then print a paper wallet, put it into a safe place and move your bitcoins there.
if I create a paper wallet and move my bitcoin there then how can I send bitcoin to someone if I need to? what do I do to use it?
Google for paper wallet generator. There are many tools that will let you sign and push a transaction with your private key.
Make sure when you make a paper wallet it's on a computer that seems to be clean. If you can do a fresh install OS and install updates, and anti-virus then do this is best.
I would not use normal internet surfing computer to do this. Or one that is a public computer. I guess kinda common sense stuff on some of it.