I heard lending out bitcoin will make our bitcoin to grow in pace as well as securely. But, we need to verify the borrower more thoroughly before deciding a borrower. Getting a salary in bitcoin would be a more secure option :-)
Lending out bitcoins on this forum sounds like a really easy way to quickly lose some bitcoins.
its only risky if u do like no collateral loans. if you always take collateral, theres no reason why you should be losing money.
Or getting the collateral that has lower value than money you lend. One of the important points in lending is you have to know what kind of collateral that valid in lending and its value in market.