These are all interesting news, I am just afraid that all of these banks will never adopt Bitcoin. Instead, they will develop their own centralized blockchain system where they will be the only rulers as they think they should be.
They are not ready to lay down all of their power and do business in decentralized and very open way. This is just not in their DNA.
What will happen when every bank or government creates theirs own cryptocurrency?
Again they depend on their fiats absolutely, the only advantage they can enjoy may be easy transmitting within their country.
But the purpose of bitcoin is not that one. Bitcoin will solve many financial crisis. So, it's meaningless when a bank or Government creates their own digital money. It's only meaningful when everybody accepts a digital money world wide. That digital money is bitcoin.
Yes creating a own cryptocurrency, again a centralization. So, only solution is Bitcoin. Long live bitcoin!