Bitcoin is also about frictionless money. No so much with VISA.
I guess I don't really understand the "frictionless" in frictionless programmable money. There are many kinds of friction I can think of, and it seems like you are just saying censorship-proof in a different way.
I would even go so far as to say that Bitcoin is not frictionless at all. Fees, for example, are one type of friction which is going to be required in order to pay for network security.
Edit: Unless Heam's "network assurance contracts" of course!
Not sure I understand what you are trying to say. Of course censorship is also aa considerable layer of friction but the legacy financial system has a lot more frictions than just censorship.
The last time you mentioned that Bitcoin is also "frictionless programmable money", I responded that I didn't really know what you mean by that. I was hoping for an explanation or some examples.
Then while thinking about it, I realized that Bitcoin has several kinds of friction, some of which are essential to the operation of the network itself.
I still don't know what the use cases of "frictionless programmable money" are, or why Bitcoin is best suited for those uses.
Better questions: what friction are we supposed to believe people experience today in their online shopping experience? Is anyone really complaining?
For an average person it comes down to user experience, Bitcoin has the worst of them all.