If someone is doing that, then use them, but also make sure they will give you support after.

Dont forget if you use a POS algo, someone needs to mine it for a few days to move the chain, then of coarse you need a node to connect to.

Then what about the premine, can you mine and get the confirms to make it spendable, then do it all again to get it to confirm at the ICO holders address ?

Im not trying to teach anyone to suck eggs, but i do all the above, and even hardcode in a free node.

If your 0.1BTC can do all the above then you should go with it as its a better deal than mine, hell i might even sub contract some work out 

Cheers
Crunck