Without hesitation I would pick bitcoin for one simple reason. Banks can freeze my account and money, but with bitcoin no one can freeze your coins.
Agreed, within a bank a normal account is insured up to a certain amount of money contained and then they would just lock you out. Its up to you to keep up to date with your funds within banks with with bitcoin you have peace of mind knowing that nothing like this can ever happen, although it is up to you that your coins are secure!
