That doesn't answer the question if I'm wrong... 

Questions:

1. Is it right that it could be possible that Investors would stake for months or even years without getting their interest... their Coins?

2. Let's assume everything would be fine with Neucoin, but in 12 months, an Investor who staked all the time for one year, needs money and has to sell... he should have 100% more Coins. But it could be that he hasn't right? He would have to wait without knowing when he will receive it. It could be that he has to sell his Coins but without getting the interest-rate. Is that correct?


Because if that's correct... I don't agree with your definition of "consumer-friendly". ;-)