Reassuring re:insurance, however I prefer to deal with as few parties as possible, so while insurance is a good measure, I'd rather not deal with a claim. Plus, I don't want anyone to have my keys except myself, and possibly family, etc.,. So an exchange that stores my security info sounds like it may be good for some people, I'd rather avoid that.

So, it sounds like I should only use coinbase as an exchange only at this point, and store offline...  I'll look into that.