The other thing is I need to research passphrase managers. All these accounts are driving me nuts to be honest. I'm an old lady, and can't take it. It's too annoying!
http://keepass.info/ and your search is over. Its Open source, easy to use, you create one password file you can backup everywhere, encrypted with one master-passphrase you choose. Available for Windows, Linux, Android ... (on this platforms I've testet it).
And there is also a KeePass intrgration in the Dash wallet already!
https://dashtalk.org/threads/keepass-integration.3620/