Market participants collaborate to the detriment of other market participants by forming cartels and trusts, artificially manipulating prices and erecting barriers to entry by using the state. This is another reason why markets are self destructive.
The plan is to remove the market function entirely. Provide universal access to the infrastructure, goods and services consistent with a highly developed modern life style. Without the pressures of artificial competition for money through labor, we can work together to produce more and better technologies and ideas. By emphasizing the value of collaboration over the destructive values produced by artificial competition, we can significantly reduce the amount of crime and other social problems prevalent in the market driven world today.
Cartels are formed when there is no competition, almost 100% of the case. Less competition is due to high taxes and regulations.
Artificially manipulated prices? That is called central bank, and its not a free market.
Erecting barriers through the state. But why is the state controlling the economy at all? That should be the first question that comes to your mind.
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Look a free market is simple, you trade 1 item for another, you want the other item more than yours, and the counterparty wants your item more than his, so when the trade is complete, you are both better off.
How is that not collaboration?
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Your ideas are nice and fine, but as of now its only a fantasy, and that shall remain, because there is no way to implement it in the current world, because once you give powers to somebody to do so, they will become corrupt, and will use the resources for himself. It's just not going to happen

Cartels are formed to fend off competition. That's why they engage in anticompetitive practices. Cartels engage in price fixing because they are no longer competing against members of the cartel and therefor use their position to exploit buyers. Banks have nothing to do with that particular behavior. The state is an extension of the market, and through regulatory capture, enacts laws and regulations that enable the cartels and monopolies to function while preventing significant competition or innovation. This is a fact that you can't seem to understand, but you should learn about before continuing to talk about markets because you seem very ignorant on the subject.
The trading you describe is barter, not a sophisticated monetary market of the kind generally discussed. I agree that barter is better, but it is impractical on a global scale.