I hate to break it to you guys, but "digital money" is not new...
M-Pesa was introduced in 2007... and today M-Pesa transfers comprise 50% of Kenya's GDP.
That's right, no one should be surprised...
These are the people that invented interracial sex and took over the White House, by the way.
https://en.wikipedia.org/wiki/M-PesaThe Cryprocurrency Game is not a solution for any actual problem...
Bitcoin or Alts are not a "solution" for anyone with some credit cards and a PayPal account.
https://cryptosigma.wordpress.com/2015/07/05/cryptosigma-rebrands-as-toast/Not to mention people are creeped out by geeks. The hipsters have moved on.
Both the US stock market and the US Dollar are at (or very near) all time highs...
It's the "hard commodities" like oil that have crashed, not fiat....
People telling you fiat system will collapse are propagandists (Zero Hedge), permabears (usual suspects) or scammers (gold/crypto promoters).
tl:dr
Blockchain based cryptocurrency is a Zero Sum Game like most gambling incarnations...
The entire point is to transfer wealth from the Bottom 98% to the Top 2%.
Most functioning adults learn to stay away from gambling/speculation in their 20s or 30s.