At the cashier, regardless of transfer amount, I'm asked for photo ID. They will not continue unless I give an ID.
That's bogus!
Here's what the AML Compliance Guide from Moneygram says:
Before completing a Send and / or Receive of $900 or more, you must obtain and record the customers government issued photo ID.
So if your transfer was under $900, they weren't required by Moneygram to check your ID.
You might print out pages 1 and 7 of the guide to show them. Maybe that will help the clerk "remember" instances where they don't need to collect ID.
-
http://www.moneygram.com/WCM/groups/mgicorp_content/documents/content/mgicorp_moneylegal_region1_209.pdfYeah, that's definitely bogus. I've used Moneygram at Wal-Mart and they didn't need my ID.