I's love to use one of the new Bitcoin ATM cards provided by exchanges if they lowered the fees. There's no chance I'm using one as long as they charge a monthly fee just for having one of their cards. If they got rid of that fee and only charged a small fee for POS purchases and ATM withdrawals I'd jump at the chance to get one. I've yet to find a card iike that but it's only a matter of time before one's available.