I like the site so far. I've got about 10BTC invested in there so far.

I do have an issue I'd like to raise though. I can't rate any users because I have a 0 rating and apparently I need a rating of 3 to rate other users. I don't care to prove my identity because I don't want to borrow any coins. However I've lent some to a delinquent loan and want to give the borrower a negative rating.

Can you help me with this?