is there any charges or transaction fees when this card is spent?
As it stated on our site, no, there is no any additional comission per transaction. You can spend the amount till the last penny.
is there any charges or transaction fees when this card is spent? is it re-loadable?
Cards are reloadable, but we still didn't automate this procedure. And we don't want to make our customers wait for manual processing.
Probably in future we will add such feature, but sorry, can't promise right now.