I dont know the kind of fiat that you are talking about here but it is very easy to fund your account with various online currencies like perfect money
That's cool once you're up and running, but I think most people just want to fund an account from their bank or card. You have to go undergo separate verification with all these third party processors and they often have their own fees too. I think I attempted one but pure and simply couldn't be bothered to go through with it all.