I have an iphone 5s which i'm not using (since i bought an iphone 6 in second-hand).

Valid colaterall now?

I really don't understand. If i was a Sr. Member (per example) you probably will fund this loan. But let's take the user: bitcoin revo as an example.

He signed up on 2014. About 14 months ago. He has 367 posts and 364 of activity. I have 1/3 of his posts, but not even 10% of his activity just because i'm a new member on this forum. Since we only get 14 points of activity each 14 days, it would take me a few months to get there. But that's the only difference. A real scammer could spend some time here till become an high reputable member and scam a lot of money. I really don't get the point. I know the community needs to have some sort of "defence" against scammers, and since almost 80/90% of the scammers are Newbies you guys "attack" all the newbie members. But remember, all of you started as a newbie. But anyway, this is just some thoughts from a Newbie member which are neglected by the community.

If you want i can lock this thread. I can wait for another week till i get some money to start my little project.