Anyone here has 21 BTC or more? I see some people aiming for that as a long term goal and long term hold, I also would like to reach this amount, that is why I hope for the price to stay as low as possible so it's easier to achieve, if it keeps growing it will be impossible for me. I still don't even have 2 figures. There is just something great knowing that you are part of only 1 million people to ever own 21 BTC, I would like that.
Being more precise, it never will be 21 million Bitcoin on market .. We have to remember all the lost and forgotten wallet keys

.. It is possible that just 20 or even 19 BTC will be enough to be in the "1 Million Club"

Indeed, that makes it even more valuable, but it's nice to own 21, because 21 million is the total generated supply, nonetheless you are right, also, we will all be dead before 21 million coins are mined, so you have to subtract not only the keys that are forever lost but the non generated coins (mined) coins too.
With so fast increasing power to mine Bitcoin, all Bitcoins will be mined in around 15 years! Are you so old to be afraid not reach this age