I've invested 0.05 just to try out their system... It works, but prepare to be scammed if you use autoinvest

I think it's better to manually review all loan requests, and only chose the ones you feel safest about... Even then, you'll get scammed now and then.
AutoInvest returns are beating that of manual investors returns. Those who review us and lash out about scammers and losing BTC, they are those who manually invest. Im not saying its impossible but I do think the curve for learning the borrowers and investing wisely takes time just as starting out any new investment. AutoInvest is nice because you're starting with a small amount and you are diversifying it across a marketplace where we've accounted for the risk as well.