WTF?? Whenever i try to withdrawal cash from my Xapo debit card, ATM says not enough funds even tho i'm 1000% sure i got money in my xapo account and 100s of confirmations already?? This card only work occasionally so dont rely on it for your urgent withdrawals guys. It making me sick whenever i go to withdraw money and im already thinking to dump it 
same here, it happens a lot with me. I just throw my card into the bin.
If I'll have some time I'll give it a try You will notice if I have succeeded or not on your balance But seriously, I'm only using my card at POS terminals in stores, but the purchases were OK every time I had tried it.