Eventually all HYIP's will turn into a scam one day so they all can be labeled as potential future scams.
imo you can't just accuse nor label a currently paying HYIP as a scam nor a potential scam

personally, i consider programs legit as long as they are paying.
Definitely agree!
You can't accuse any program of scam as long as they're paying because you can't prove they're running a Ponzi scheme if there are no evidences, especially in those HYIPs offering "low" interests such as 0.1% daily ad example.