So under basic settings of my btcjam account it suggests using your "bitcointalk" name for your alias. Now I had never heard of bitcointalk so I headed over here and signed up (after already having published a loan listing at btcjam).

Now the very name of this site suggests it to be all about bitcoin discussion but as I was to find out it is in fact a bit of a cesspit in some parts at least.

I found what I thought was the appropriate forum to publish a thread appealing to any existing btcjam lenders to help my ORIGINAL loan to get over the line (it was stuck at 69% and with the very small subsequent amounts dribbling in and the BPI declining I couldn't see it reaching 70%).

WELL despite the respectful newbie language of my post I got hammered by EcuaMobi who berated me for "publishing a loan listing without collateral". He branded my bitcointalk account as "untrustworthy" and gave me negative trust points.

I tought WTF?! What is he talking about? Gradually I realised that "Lending" forum is actually a platform for bitcoin loan transactions. Let's revisit the name of the site "bitcointalk.org". More than just a little incongruous?

This "Lending" forum apparently has become cesspit of scammers and trolls and EcuaMobi mistook me for one of those.

Now I have had PM's with him and Shibashi Dogemoto about having my reputation restored as whilst I understand EcuaMobi's frustration at the forum being abused his assessment of my own intentions was not correct.

I think the language in my post is pretty clear I was respectfully trying to find my way around an environment of which I knew basically nothing:

https://bitcointalk.org/index.php?action=profile;u=656568;sa=showPosts

I noticed my credit rating has dropped to D+ on btcjam. I'm not sure if these events are related but btcjam does have a pretty active account here and it would seem you consider a user's reputation at bitcointalk in calculating credit ratings.

So in summary:

* I only signed up to bitcointalk AFTER publishing a loan listing (btcjam lead me here via user alias suggestion)
* Due to my misunderstanding of the true nature of this site (or at least the "Lending" forum) I was basically accused of being a criminal less than 24 hours after creating my account

I hope you can understand I am personally offended by these events and btcjam is partly to blame. If it weren't for your suggested alias I would never even have known about bitcointalk.

You should rethink that alias suggestion or at least warn people who aren't members of bitcointalk already about the potential pitfalls as frankly I think an association between btcjam and this site reflects poorly on the credibility of your business.