Saving bitcoins for the future it's the best idea, if you can afford it then do it (at least try to save) and i hope that in the near future the price will be increased much more than it is now.
Absoletely not agreed
Blockchaintechnology within banks and companies is a matter of a few years, months even. Once that happens, all the sheeple follow and bitcoin will crash IMO, I hope not, but the little devil on my shoulder keeps shouting that it will 
In this case bitcoin will become more popular and the price normally should be increased because people needs to use bitcoin to buy or sell things, i expect a higher price than $320 which is at the moment.