It is simple inarguable fact, no karmic bitcoin bank has ever failed to meet their financial obligations. We have found the way to guarantee security, and karmic business is the wave of the future in the bitcoin world.
Other banks aren't borrowing at an unsustainable 10%/week though are they.
Pony investment is entirely sustainable with proper knowledge and insight at the investment venues. As I have stated, it is simple fact that no Bitcoin karmic bank has ever failed, while many such facilities without karmic insurance have. Karmic banks are the safest bet in Bitcoin.