I find it suspicious that you refuse to use any escrow except for some guy who isn't on the Escrow list by marcotheminer.

That's a pretty big red flag that you choose either no escrow or someone you personally selected yourself. If you won't deal with the most respected and trusted members on the forum for escrow, why should someone give you loan? I'd do this loan if you provide collateral such as alt coins.

It's also an account. How does the lender know that escrow won't just give you back your account after you received your loan? It seems like collusion.